How an Investor from Krakow Profited 17% Annually with a Second Home in Gdynia

Introduction:

Real estate investment remains one of the most effective tools for increasing profits and building wealth. At Invepro, we help our clients make profitable investments that offer flexibility and stable returns. In this case study, we highlight how an investor from Krakow purchased an apartment in Gdynia and earned a 17% annual profit.

Table of Contents:

1. Investor Profile

2. Property Details and Purchase Decision

3. Tax Savings and Financial Benefits

4. Savings from Remote Work and Personal Use

5. Property Value Growth and Long-Term Profit

6. Conclusion: A Profitable Investment Strategy

1. Investor Profile

Our client, an investor from Krakow, was searching for a property that could serve dual purposes – as a second home for leisure and as a remote workspace. He chose an apartment in Gdynia, in the modern Fort Forest development on Niemena Street. Frequent visits to the Tri-City area and Gdynia’s booming real estate market made this location an ideal choice.

2. Property Details and Purchase Decision

The investor purchased a 93 m², 4-bedroom apartment for 1,640,000 PLN. The property is located in a quiet, green area of Gdynia and boasts spacious interiors, making it perfect for both long-term stays and home office use. Additionally, the Fort Forest development is in a growing district, offering stable property value appreciation.

3. Tax Savings and Financial Benefits

One of the key benefits of purchasing through Invepro was the ability to save 2% on the PCC tax, resulting in a direct saving of 32,800 PLN.

This significant tax exemption is crucial for investors looking to maximize their returns right from the start.

4. Savings from Remote Work and Personal Use

The investor also benefitted from using the apartment as a home office and a private getaway. By doing so, he saved around 8,000 PLN per month on rental and hotel expenses, totaling 96,000 PLN in annual savings. This shows how a well-planned real estate investment can not only generate profits but also meet personal and professional needs.

5. Property Value Growth and Long-Term Profit

The apartment’s value increases by an average of 12% annually, resulting in an additional 196,000 PLN in property value growth each year. Combined with the savings from rental costs and personal use, the total annual profit for the investor reaches 292,000 PLN, which equates to a 17% annual return.

6. Conclusion: A Profitable Investment Strategy

This case study demonstrates how smart real estate investments in Gdynia can generate substantial returns, not only through property appreciation but also through flexible use. The investor from Krakow used his apartment for both remote work and leisure, boosting his savings and annual returns. With a 17% annual profit, this strategy shows how thoughtful investment decisions can yield significant financial rewards.

Interested in a similar investment?
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