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How a Warsaw Investor Profited 22% Annually with a Second Home in Gdynia
Introduction:
Investing in real estate in Poland is a powerful way to secure financial stability and generate consistent profits. At Invepro, we help our clients make smart investment decisions. In this case study, we showcase how a Warsaw-based investor achieved a 22% annual return by purchasing an apartment in Gdynia. This story demonstrates how strategic real estate investments can yield impressive returns, especially in the fast-growing Tri-City area.
Table of Contents:
Investor Profile
Property Details and Purchase Decision
Tax Savings and Financial Benefits
Benefits from Personal Use and Cost Savings
Property Value Appreciation and Long-Term Profit
Conclusion: Why Investing in Polish Real Estate Pays Off
1. Investor Profile
Our client, an investor from Warsaw, purchased an apartment in Gdynia primarily as a second home for business trips and vacations. Additionally, the apartment serves as a residence for the investor’s daughter, who recently began studying at the University of Gdańsk. This investment offers both family and financial benefits.
2. Property Details and Purchase Decision
The investor purchased a 64 m², 3-bedroom apartment in the modern Fort Forest development, located on Niemena Street in Gdynia, for 960,000 PLN. The property is situated in a peaceful, green area, ideal for long-term stays, and offers great potential for value appreciation. Its location and high-quality finish make it perfect for both personal use and long-term investment.
3. Tax Savings and Financial Benefits
The investor saved 2% on the PCC tax, which amounted to an immediate saving of 19,000 PLN. This is one of the benefits offered by Invepro, helping clients maximize their returns from day one.
Additionally, the investor saved on accommodation costs for both business and personal use, while the daughter also avoided rental costs, leading to total monthly savings of 8,000 PLN, or 96,000 PLN annually.
4. Benefits from Personal Use and Cost Savings
Even though the apartment is primarily used by the family, the investor could also consider short-term or long-term rental in the future, further enhancing the profitability. This flexibility allows the apartment to generate both savings and potential additional income.
5. Property Value Appreciation and Long-Term Profit
Beyond the immediate cost savings, the apartment’s value increases by an average of 12% annually, adding an additional 115,000 PLN each year. Combined with the yearly savings, the total annual return amounts to 211,000 PLN, equivalent to a 22% annual return.
6. Conclusion: Why Investing in Polish Real Estate Pays Off
This case study shows how well-chosen real estate can generate substantial returns with minimal risk. The combination of tax savings, personal use, and property appreciation makes investing in Gdynia a smart strategy for building wealth.
Interested in learning more about profitable real estate investments in Poland?
Contact us today to find out how you can achieve similar results and secure your financial future.
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